Burial Insurance, or Final Expense, policies have three important characteristics:

1. The burial insurance coverage is permanent

2. Final expense premiums never change

3. The burial insurance policy accumulates cash value

A Burial Insurance or Final Expense policy assures you coverage for the rest of your life. A Burial Insurance and Final Expense policy also gives those you leave behind the freedom and flexibility to pay the remaining expenses and debts that may be outstanding. This makes a Burial Insurance and Final Expense policy different from a burial protection policy exclusively covering burial costs. Burial Insurance and Final Expense polices allow you to choose the coverage amount appropriate for your circumstances. You can tailor the policy to your personal needs. Burial Insurance and Final Expense policies are simplified issue meaning there is a short application and no medical exam.

Burial expenses range between $5 and $10000

These funeral expenses include:

• Cemetery plot
• Casket
• Headstone
• Funeral Service
• Visitation/Viewing
• Minister
• Hearse

Additional costs are often associated with the death of an individual:

• Legal Fees
• Debts
• Doctor Bill
• Pay off debts like mortgage, car, credit cards
• Legal costs at death (probate, taxes, etc.)

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